How to verify your paypal account without a credit card?

Entering your credit card in any online portal is scary nowadays. No matter how much they say that the site is secured, I am still not willing to do so. That is why I always prefer to pay via COD or Dragonpay whenever I go online shopping.

But verifying paypal accounts is another story.  In order to secure your paypal account, one is asked to verify the account by confirming your email address and adding a debit or credit card that is going to linked to the account. 

According to PayPal, verification increases the security of the payment network for sellers and buyers. Verification gives PayPal additional evidence of a member's identity, this will inform others that you have completed the process. 

Since it is an absolute rule for me not to use credit cards online, I researched for a way to verify my paypal account without the use of a credit card and I ended up using the BPI e-prepaid card. 

Source: www.bpicards.com.ph

BPI e-prepaid card is a reloadable Mastercard that you can get for Php 500 and is valid for 2 years. (Though I got mine for only Php 350 via a promotion in Ensogo) One can apply online to get the card and after 5-7 days you can pick up the card in your preferred BPI branch. 

Once you have the card, you just have to login to your paypal account and click the unverified link and follow the instructions. 

It is important that the name of the card and the PayPal account name is exactly the same. Thus, it is not an option to use someone else's card. 

So, go ahead and get verified. It is our responsibility to do our part in securing the network since there are a lot of bad things happening in the online community. You may read about my Paypal hacking incident, here. 

SCAM FREE: Get paid by answering surveys online.

With a lot of scams and online fraud happening nowadays. Finding an easy online gig is unbelievable. Yet, I am happy to stumble upon a website that says "Get paid by answering surveys online. 

Though I have read both good and bad reviews about this website, I took the chance of finding out if this was legit or not. They say, "it pays small but it sure is." So, I immediately signed up for the website and started answering surveys. 

Your pay is dependent on a points system. You get a certain number of points for every survey you take and when you reach a minimum number of points, you can redeem it for paypal funds. You may also get extra points for referring your friends and family but the referral point is only credited once they activate and start answering surveys on their own. 

The things that stop me from making it a full time gig are

• The surveys are limited. Depending on your profile, you just a get a certain amount surveys assigned to you. 
• The surveys screens out. It means that based on your answers, you may unqualified to continue the survey and you simply get 5 points for the effort. 

So, I had been answering surveys for a couple of weeks on my free time. (You don't need to login to their website everyday because they will send an email notification if there is a survey assigned to you) and ended up with approximately 1200 points which is enough to redeem Php500 paypal funds for 1160 points. 

So, last August 7 was the moment of truth for me because I redeemed my first payout. 

I was informed that it will take 5-10 business days for processing which means I should expect it to be credited to my account between August 14- 21. 

Today (August 15) I was so happy to get an email that it has been credited to may paypal account. 

So, if you think this is legit and would like to know more about this, send me a PM on my facebook page or you may leave your email address on the comments below so that I can send you a link.

P.S. There is no joining fee, no processing fee or any form of payment from the member though I am just still extra careful about providing my sensitive information when answering the surveys.